When you launch with EPIC, the LMS will be integrated with your consumer lending Website, allowing you to generate organic leads. We will also be integrated with your chosen Lead Provider(s), who will push your targeted leads into the EPIC system. All leads come into the system via our proprietary lead API, after which they pass through internal filtering, as well as external underwriting, prior to being delivered to your pending applications queue. You have the ability to customize your internal rules and to create your underwriting waterfall, tweaking them as loosely or as tightly as you wish. With EPIC, YOU determine the criteria of the leads you wish to see and to purchase.