Effective underwriting is one of the keys to a successful, profitable lending portfolio. With EPIC, you have the ability to design and build a customized underwriting waterfall, which can include any or all of our integrated underwriters. You create a direct (contractual) relationship with the underwriter(s) you wish to work with. You determine which underwriting products to activate with them. Then you (with assistance from EPIC if needed) setup your underwriting waterfall. Once the waterfall is setup, your system configurations will dictate which leads pass through the waterfall, for systematic underwriting. EPIC has developed strong, long-term relationships with the top underwriters in the industry and can assist you in making a connection, if needed.